The figures entered on the input page of the calculator are for hypothetical purposes only. The output of the calculator is highly dependent on the accuracy and completeness of your input. Simple questions about your circumstances are used to get personalized information in order to generate a hypothetical scenario and analyze how it could potentially perform over time. The calculator does not take into account a number of important factors that materially impact both what you should save or invest for retirement and which investments may be best for you, including your tax bracket and expected tax payments, other investments or insurance coverage you currently hold, or large expenses you and your family may have both now and in the future, such as educational expenses, alimony, long-term care and health care costs.
The information generated by the Personal Retirement Calculator was developed by Chief Investment Office (CIO) to estimate how current savings or investments and estimated future contributions may help to meet estimated financial needs in retirement. The Methodology, Assumptions, and Limitations of the Personal Retirement Calculator Please consult with qualified professionals to discuss your situation.įor more information on the calculations, review our Methodology and Assumptions section below. You shall be fully responsible for any investment decisions you make, and such decisions will be based solely on your evaluation of your financial circumstances, investment objectives, risk tolerance, and liquidity needs. The terms and conditions of products offered by institutions will differ and may affect the results of the calculator. The PRC is not intended to offer any tax, legal, financial or investment advice and does not assure the availability of or your eligibility for any specific product offered by Bank of America Corporation, its affiliates or any other institution, nor does the PRC predict or guarantee the actual results of any investment product. We encourage you to consult with qualified professionals to discuss your situation.īank of America Corporation and its affiliates are not tax or legal advisors. Past performance is not a guarantee of future results. Any asset or portfolio earnings and/or returns shown or used do not reflect the cost of investing, including commissions or fees. Assumptions concerning inflation are for illustrative purposes only. Numerous factors make the calculations uncertain, such as the use of assumptions about hypothetical returns and inflation as well as the data you have provided. The respective asset mix may be useful information, but is in no way representative of past performance of a particular investment, and is not representative of any future performance of any particular investment. The market return data used to generate the illustration is hypothetical and intended to provide you with a general idea of how an asset mix you selected might perform over time.
The information estimates potential growth of your indicated assets and contributions over the time frame specified. However, the information generated by the calculator is developed by Merrill to estimate how current savings and estimated future contributions may help to meet estimated income in retirement. The Personal Retirement Calculator is provided by one or more third party service providers. Results may vary with each use and over time. IMPORTANT: The projections or other information generated by the Personal Retirement Calculator regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. The results should not be relied upon nor should they be deemed as investment advice. The results provided by the Personal Retirement Calculator (PRC) are intended for illustrative purposes only and accuracy is not guaranteed.
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